The Typical Timeline

0–6 Months
Medical treatment phase. No-fault pays bills. Attorney investigates and preserves evidence.
6–18 Months
Most minor injury cases settle — before or after suit is filed.
18 Mo–3 Years
Moderate to serious cases — discovery, depositions, expert witnesses, mediation.
3–5+ Years
Serious or disputed liability cases may proceed to trial. Bronx courts have significant backlogs.

Don't Settle Early

Insurance companies offer early settlements specifically because they're worth less than your case may ultimately be. Before settling, you should reach MMI — the point where your future medical needs are known. Settling before MMI means your future care is likely undercompensated.

How Treatment Affects the Timeline

Cases resolve when medical treatment is complete or reaches MMI. Consistent, documented treatment throughout your recovery builds the record that supports your final settlement or jury award.

MAIC supports you through the entire treatment timeline. Consistent care. Consistent documentation. Ongoing attorney coordination. Call 866-404-MAIC.