What Is MMI?
Maximum Medical Improvement is reached when your treating physician determines your condition has stabilized — that further significant improvement is not reasonably expected, with or without additional treatment. This doesn't mean you've fully recovered; it means your condition is as good as it's likely to get.
Why MMI Matters Legally
MMI signals that your future medical needs and permanent limitations can be assessed with reasonable certainty. This allows your attorney to:
- Calculate future medical expenses based on a known treatment plan
- Quantify permanent disability and functional limitations
- Determine whether permanent impairment ratings apply
- Make informed decisions about settlement versus trial
After MMI Is Established
Your physician produces a comprehensive MMI report: current clinical status, permanent limitations, future care needs and costs, impairment ratings, and prognosis. This report is often the most important single document in your PI case.
MAIC physicians produce comprehensive MMI reports formatted for attorney use in settlement negotiations and trial. Call 866-404-MAIC.
Don't Rush MMI
Insurers pressure claimants and physicians to declare MMI quickly — before the full extent of injuries is known. Reaching MMI too early means permanent limitations are underestimated and cases are undervalued. MAIC physicians determine MMI based on clinical judgment, not insurance company pressure.