Why Motorcycle Accidents Cause Severe Injuries

Motorcyclists lack the protective shell of a passenger vehicle. The rider's body absorbs impact directly — against the ground, another vehicle, or road hazards. Common serious injuries include: road rash, fractures (clavicle, ribs, pelvis), traumatic brain injury, spinal fractures, and internal injuries.

Special No-Fault Rules for Motorcyclists

New York has a significant exclusion: motorcycle riders are not eligible for PIP benefits from their own motorcycle insurance. However, if you were struck by a car, you may be eligible for PIP benefits from the car's insurer as a "covered person." This complex situation requires legal guidance immediately.

Important: If you were hit by a car, the car's no-fault insurance may cover you. Contact a personal injury attorney immediately to understand your coverage options.

Medical Documentation

Motorcycle accident injuries require comprehensive documentation: road rash photographed and measured, fractures via X-ray and CT, TBI via neurological evaluation, spinal injuries via MRI. MAIC provides full-spectrum imaging and specialist evaluation on-site.

MAIC treats motorcycle accident patients. Same-day evaluation. Call 866-404-MAIC.