Pedestrians Are Covered by No-Fault in New York
New York's no-fault law extends PIP coverage to pedestrians struck by motor vehicles. The pedestrian's medical bills are paid by the motor vehicle owner's insurance — not the pedestrian's own policy. This means full medical coverage even if you don't own a car.
Common Injuries
Pedestrians struck by vehicles suffer some of the most serious injuries in PI medicine:
- Fractures — pelvis, femur, tibia, ribs, upper extremities
- Traumatic brain injury and concussion
- Spinal cord injuries
- Internal organ injuries
- Severe soft tissue injuries and lacerations
- Knee and lower extremity crush injuries
Legal Value of Pedestrian Cases
Pedestrian cases are typically high-value because injuries are severe and liability is often clear. Medical documentation — injury severity, surgical interventions, functional limitations, and long-term prognosis — drives case value.
MAIC treats pedestrian accident injuries. Same-day evaluation. Board-certified orthopedics, neurology, and pain management. Call 866-404-MAIC.