At the Scene
- Ensure safety first. Move to a safe location if possible. Call 911 if anyone is injured.
- Call the police. A police report is essential documentation. Do not leave without it.
- Document everything. Photograph both vehicles, the scene, road conditions, and visible injuries. Get the other driver's insurance information and contact details.
- Get witness information. Names and phone numbers of anyone who saw the accident.
- Don't admit fault. Do not apologize or make statements about responsibility at the scene.
Within 24 Hours
- See a doctor immediately — even if you feel fine. Adrenaline masks pain. Many injuries don't present for 24–72 hours.
- Report to your insurance company. Do not give a recorded statement until you've spoken with an attorney.
- Contact a personal injury attorney if injured. Most PI attorneys offer free consultations.
Critical 30-Day Deadline: File your no-fault PIP application within 30 days of the accident. Missing this deadline can result in complete denial of your medical benefits.
Throughout Treatment
Attend every appointment. Follow all treatment recommendations. Keep copies of all records, bills, and correspondence. Avoid discussing your case on social media.
MAIC offers same-day accident evaluation. Walk in — no referral needed. We handle insurance billing and begin documentation immediately. Call 866-404-MAIC.