Report the Injury Immediately

Report your workplace injury to your employer in writing within 30 days. Your employer must then file a First Report of Injury (C-2 form) with their workers' comp insurer within 10 days.

Get Medical Treatment — Choose Your Doctor Carefully

In New York, you have the right to see your own doctor — not just a company doctor. However, your treating physician must be authorized by the Workers' Compensation Board (WCB). MAIC is an authorized WCB provider experienced in workers' comp documentation requirements.

C-2 Form
Employer's First Report of Injury — filed within 10 days of notice.
C-3 Form
Employee's Claim for Compensation — file with the WCB to protect your claim.
C-4 Form
Doctor's initial report — completed by your treating physician after evaluation.

What Workers' Comp Covers

All necessary medical treatment (no out-of-pocket), wage replacement at two-thirds of your average weekly wage, and permanent disability benefits if your injury causes lasting impairment.

If Your Claim Is Denied

Denials are common and can be appealed. A workers' comp attorney represents you at WCB hearings at no upfront cost. Strong medical documentation is essential in disputed claims.

MAIC provides WCB-compliant documentation including causation opinions and functional capacity evaluations. Call 866-404-MAIC.